401(k) Plan Advisor Services

Our goal is for your 401(k) plan to contain the best available fund choices with minimal fees so that you and your employees can receive the best possible retirement outcomes. This also requires providing a wide variety of options to enable participants to manage risk and seize opportunities in any market. In addition, we proactively support you in maintaining records and data to assist ERISA 404(c) Compliance.


In our initial meeting, we will gather all the information needed to assess your current plan for gaps and shortfalls and seek to point out ERISA 404(c) compliance issues. Additionally, we will review your current plan's funds and rate their performance via a comprehensive review.


Upon completion, we will provide you with an assessment, including the report of your plan funds, their performance ratings, the fund feeds and expenses, and any compliance issues that we appreciate as potentially problematic from compliance or other perspective.


In addition to the comprehensive initial review, we provide semi-annual reviews of fund choices to do our best to ensure that they remain in the top quartile of their respective classifications and maintain the lowest fee and expense ratios for their ratings. If there is a better fund available, we will provide a comparison with the suggested changes and work with you to the completion of the fund change. We will only suggest fund changes with higher expenses if the performance far outweighs their cost.